A National Imperative: Joining Forces to Strengthen Human Services in America (Jan 2018)

Exhibit 4. Percentile distribution of months of cash CBOs have on hand to cover operating expenses. Months of cash indicates the number of months a CBO could continue to operate and cover its expenses, on average, using its cash reserves. At a bare minimum, CBOs should have 1month of cash on hand; 3-6 months of cash typically provides an adequate financial buffer. For analysis, CBOs are segmented by size, geographic region, quartile of state social services spending, and types of services provided.

PERCENTILE DISTRIBUTION OF CASH RESERVES (INMONTHS OF EXPENSES), TAX YEAR 2014 CBO size

10% 20% 30% 40% 50% 60% 70% 80% 90%

3.3

Small (<$1M)

0.2

0.6

1.3

2.1

4.8

7.0

10.5

19.6

1.9

Mid-size ($1–10 M)

0.3

0.6

1.0

1.4

2.6

3.6

10.5

8.5

1.3

Large (>$10 M)

0.2

0.4

0.7

0.9

1.7

2.2

3.1

4.9

Region and subregion Northeast

2.5

0.2

0.6

1.1

1.7

3.7

5.4

8.5

16.7

2.5

New England

0.3

0.8

1.2

1.8

3.6

5.0

7.3

13.7

2.4

Mid-Atlantic

0.2

0.6

1.0

1.6

3.7

5.7

9.0

18.2

2.2

Midwest

0.2

0.5

0.9

1.5

3.2

4.7

7.0

12.3

2.1

East North Central

0.2

0.5

0.9

1.4

3.0

4.6

6.9

12.1

2.4

West North Central

0.2

0.6

1.1

1.7

3.4

4.9

7.2

12.4

2.4

South

0.2

0.6

1.0

1.6

3.6

5.2

8.0

14.4

2.4

South Atlantic

0.2

0.6

1.0

1.7

3.6

5.2

7.8

14.0

2.4

East South Central

0.2

0.5

1.0

1.6

3.4

5.0

7.4

14.6

2.5

West South Central

0.2

0.6

1.0

1.6

3.7

5.5

8.6

15.2

2.2

West

0.2

0.6

1.0

1.5

3.3

4.7

7.0

12.6

2.6

Mountain

0.3

0.7

1.2

1.7

3.6

5.0

7.5

12.8

2.1

1.4

3.1

4.4

6.7

12.4

Pacific

0.2

0.5

1.0

Quartile of state social spending Top quartile

2.3

0.2

0.6

1.0

1.6

3.5

5.1

8.0

15.1

2.2

Upper-middle quartile

0.2

0.6

1.0

1.6

3.2

4.8

7.2

12.7

2.5

Lower-middle quartile

0.2

0.6

1.0

1.6

3.6

5.2

7.8

13.9

2.3

Bottom quartile

0.2

0.6

1.0

1.6

3.4

4.9

7.5

13.2

Types of services Mental health and crisis intervention

1.8

0.2

0.5

0.9

1.3

2.5

3.4

5.2

9.0

3.0

Crime and legal-related

0.4

0.9

1.5

2.2

4.1

5.9

8.3

13.7

2.3

Employment

0.2

0.6

1.1

1.6

3.4

5.2

8.0

14.9

2.9

Food, agriculture and nutrition

0.2

0.6

1.2

1.8

4.1

5.6

8.2

14.2

2.4

Housing and shelter

0.1

0.4

0.8

1.4

3.8

5.8

8.9

16.4

8.7

Public safety, disaster preparedness and relief

1.2

2.6

4.3

6.3

11.5

15.9

22.8

39.4

3.0

Youth development

0.3

0.9

1.4

2.1

4.0

5.4

7.5

13.5

2.1

General human services

0.2

0.5

0.9

1.4

2.9

4.2

6.3

11.2

Total

0.2

0.6

1.0

1.6

2.4

3.5

5.2

7.9

14.5

Appendix A | 4